Depository Accounts

PERSONAL CHECKING / SAVINGS

Regular Checking – basic checking account

• $25.00 minimum opening deposit
• No monthly service charge if account maintains a minimum daily balance

Interest Checking – earn interest, write checks

• $25.00 minimum opening deposit
• No monthly service charge if account maintains a minimum daily balance
• Minimum balance to obtain interest

Senior Checking – basic checking for Seniors (over 62 years of age)

• $25.00 minimum opening deposit
• No monthly service charge
• Minimum balance to obtain interest

Student Checking – basic checking for students (in school & under 23 years of age)

• $25.00 minimum opening deposit
• No monthly service charge

MMDA – high yield money market account with limited debits

• $100.00 minimum opening deposit
• No monthly service charge if account maintains a minimum daily balance
• Minimum balance to obtain interest

Savings – basic savings account

• $25.00 minimum opening deposit
• No monthly service charge if account maintains a minimum daily balance
• Minimum balance to obtain interest

BUSINESS CHECKING / SAVINGS

Business Checking – basic checking account

• $250.00 minimum opening deposit
• No monthly service charge if account maintains a minimum daily balance

Small Business Checking – tailored to small businesses

• $100.00 minimum opening deposit
• No monthly service charge if account maintains a minimum daily balance

Business Interest Checking – earn interest, write checks

• $100.00 minimum opening deposit
• No monthly service charge if account maintains a minimum daily balance
• Minimum balance to obtain interest

Non-Profit Association – ideal for non-profit low volume accounts – limited to one account per entity

• $100.00 minimum opening deposit
• No monthly service charge if account maintains a minimum daily balance
• Minimum balance to obtain interest

Business Money Market – limited transaction account

• $250.00 minimum opening deposit
• No monthly service charge if account maintains a minimum daily balance
• Minimum balance to obtain interest

Business Savings – obtain competitive yield without locking in funds

• $100.00 minimum opening deposit
• No monthly service charge if account maintains a minimum daily balance
• Minimum balance to obtain interest

Please contact our new account representatives to obtain complete disclosures for all fees, requirements and service charges at 580-938-2571.